Instead, My wife and I did what most people do which is get into debt. We later found ourselves $20,000 in consumer debt, no money in the bank, a maxed out credit card, and at one point, stuck at a gas station with no gas and no way to get home. To top it all off, we had just had our first child.
We decided right then and there that we were going to be good stewards of our money. Over the course of 10 months, we paid off all of our debt and then proceeded to build a fully-funded emergency fund of 3 months living expenses.
What I am truly passionate about is helping others transform their own financial lives as well, including investing for their future. That can manifest as retirement savings or even investing for income right now through the stock market with dividend stocks.
My name is Joe and I am truly just your Average Joe. I am just like you. In fact, I really struggled with my finances early in my adult life, that time when there are so many opportunities to get ahead financially and get on the simple and straight path for wealth.